RECLAIM MIS-SOLD PAYMENT PROTECTION INSURANCE

Payment Protection Insurance (PPI) has been sold alongside mortgages, loans and credit cards for many years. It was designed to help borrowers meet repayments in the event of accident, sickness or unemployment, but in many cases was mis-sold. This means that the policy may be unsuitable for you and may not pay out if a claim arises.
The FSA (Financial Services Authority) has already fined some lenders over PPI sales including Alliance & Leicester, Egg, Liverpool Victoria, HFC, GE Capital, and has now banned the sale of single premium policies.

REASONS FOR MAKING A CLAIM
If you were retired, unemployed or self-employed when the PPI was sold to you then you should claim because the PPI is worthless to you in these circumstances.

• If you were told you must take out a PPI policy in order to qualify for the loan or other finance. You should also have been told that you are free to purchase PPI from any other supplier.
• If you already had a PPI policy in place but were not asked this question; you may have been covered by an existing policy.
• If you were not told that you could purchase PPI from other suppliers.
• If you were not told about the circumstances in which you cannot make a claim.
• If you paid for the PPI in one lump sum, without being told that you could pay for it monthly.
• If you paid for the PPI in one lump sum and then paid off your loan (or other finance) early but did not receive a refund on your lump sum PPI payment.
• If, the terms and conditions of the PPI policy were not explained to you clearly.
• If you felt that you were pressurised in to purchasing the Payment Protection Insurance from the supplier.
• If you have PPI and you think it may have been mis-sold don’t hesitate to call us today.

Charges apply, please contact us for further information.